To connect your card, simply choose your preferred design, place your order, and click on "connect card" at checkout. This will open a Fidesmo window where you can complete the connection process. In case you accidentally close the window, you can also find the "connect card" button in your order confirmation email. Please note that your ring cannot be used for payments until it is received and activated.
Please note, you need to connect card after the checkout before your order being shipped, otherwise you will need Android phone (Apple doesn't allow card provisioning on iOS) to connect yourself using the Fidesmo app.
CNICK has partnered with Fidesmo Pay, a payment service provider that collaborates with a variety of banks. Customers can connect their supported payment cards from these banks to their CNICK ring, enabling them to make payments anywhere VISA and MasterCard are accepted.
Your ring can't make payments until you receive and activate it.
You will find activation QR code in the box. Scan it and follow the on-screen instructions.
If you haven't connected after the checkout before the ring was shipped or you want to change the connected card.
Download Android Fidesmo app and follow the on-screen instructions.
After connecting the card, you can make payments using your ring without ever needing to pair it with your phone. However, if you wish to change the card or pause payments, the app enables you to do so with just a few clicks.
To make a payment, simply tap your knuckle on the POS terminal (not the ring itself) and wait for 1-2 seconds.
Over the £100 the POS terminal will ask you to enter the PIN code, which is the same as your linked card.
There are two options for connecting your payment card to the ring: Online and through the Android app. Unfortunately, this cannot be done through the iOS app due to Apple restrictions with NFC.
Android:
Online:
If you connect your card to the ring online when you receive your ring, there will be a QR code in the box. You can scan this code with an Android or iOS device to activate the ring.
Our partner, Fidesmo, provides tokenization and provisioning services. Provisioning is the process of writing card information into the ring, allowing customers to make payments without opening a new bank account for ring. Essentially, the ring is linked to the card and ring payment transactions will appear in the card transaction that is connected to ring.
There is a known issue with Curve. If the user activates the physical card before activating the ring, the token on the ring with the virtual card data becomes invalid, which prevents SMS codes from being sent. It's important to note that the virtual card provided by Curve during registration does not have the same data (PAN, expiration date, CVV) as the physical card.
To activate Curve, there are two options:
If you've connected your virtual Curve card to the ring during checkout, but later obtained a physical Curve card and activated it before activating the ring, you'll need to remove the ring and connect it again with your physical card via Android.
Connecting your card online before your ring is shipped is very secure. We do not have access to your card information. When you connect your card after checkout, a reference of the card is created, called a token. The token information, along with any sensitive financial information, is kept and managed only by VISA or MasterCard. Additionally, your wearable cannot be used for payments until you receive and activate it, so there is no need to worry. Once you receive the CNICK ring, you will find an activation note with a QR code inside the packaging. Scan the QR code with your phone and follow the instructions to activate payments on your wearable. The activation process may vary depending on the bank. After activation, your wearable is ready to make contactless payments.
Actually, you won't need a wallet when using CNICK ring. Instead, you can manage your ring account through Fidesmo Android/iOS app. You can control your finances using the card wallet that is connected to the ring.
Yes, CNICK ring payment is very secure. When you connect a payment card to your CNICK ring, a token is created, which can only be used on your wearable and not online or anywhere else. This means that your wearable is protected against skimming. The token card number is also cryptographically connected to that specific wearable, so it cannot be used on any other wearable, protecting you from fraudulent behaviors. In summary, payments with CNICK ring are even more secure than paying with a physical payment card, where the card number can be used both in-store and online.
No, the payment card used to purchase the ring is not connected to the ring. The card connection process for the ring is a separate procedure.
To remove a connected card and add a new one, you will need to use the Fidesmo Android app. First, remove the currently connected card through the app, and then follow the instructions to connect a new card.
No, the ring does not have an expiration date. If the card you have connected to the ring expires, you can simply connect a new card.
To make a payment, simply tap your knuckle on the POS terminal (not the ring itself) and wait for 1-2 seconds.
You can use your CNICK ring to pay worldwide wherever VISA and MasterCard is accepted. However, we are currently integrated with specific banks and cards, so you need to have one of those cards to activate payments on your ring. You can see the list of supported banks on our website. If your country is not on the list, stay tuned as we are expanding and adding new banks worldwide.